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Comment onDeliberate use of words like Vanvasi, Appeasement or for that matter words like Inquilaab , by Shakil Akhtar and Prof. Akhil Swami on dblive  https://youtube.com/embed/TX7Vk_0NSKY?start=898&end=1284 samanta v/s samrakshan etc pseudo-secularism,..

Prime Time With Ravish Kumar | क्या ज़ुल्म के ख़िलाफ़ बोलना देशभक्ति नहीं? https://www.youtube.com/watch?v=C-YfvNgyqpY  Nov 22, 2022 : इन दिनों क़तर (Qatar) में फुटबॉल का विश्व कप चल रहा है. ईरान की टीम के खिलाड़ियों ने कुछ ऐसा किया है, जिससे हम देशभक्ति के पहलुओं को समझ सकते हैं. देशभक्ति एकतरफा नहीं होती है कि आप जिस देश में पैदा होते हैं, जिसके नागरिक हैं, उसे हर हाल में प्यार ही करते रहेंगे, हर हाल का मतलब आप पर या आपके नागरिकों पर ज़ुल्म होता रहे और आप प्यार करने का नाटक करते रहेंगे. उस ज़ुल्म के ख़िलाफ़ बोलना भी देशभक्ति है. 

https://www.opindia.com/2022/11/iran-football-team-world-cup-2022-qatar-protests-back-home/

A 22-year-old Iranian woman named Mahsa Amini was beaten to death by the ‘Morality Police’ in Iran for wearing hijab improperly. Iranian media reported that Amini died in hospital after suffering a heart attack after she was arrested for her improper hijab but her death ignited a series of protests that the Iranian regime is struggling to control.

Since Mahsa Amini’s death, protests have been raging across Iran with women showing up in public without a hijab and challenging the Iranian regime. 

Examples in India when people dont stand up during the national anthem: https://youtube.com/embed/C-YfvNgyqpY?start=449&end=1145 

Cricket Nationalism: Reinventing a tougher ‘Tebbit Test’? https://timesofindia.indiatimes.com/blogs/sarkari-thoughts/cricket-nationalism-reinventing-a-tougher-tebbit-test/ November 24, 2021,Dr. Subhradipta Sarkar On the fateful day of October 24, 2021, Pakistan defeated India in the ICC T20 World Cup – the first and only time in the history of the ICC World Cups. Social media exploded with emotions. It appeared that Pakistan had won a war against India! There were sporadic celebrations cheering Pakistan’s victory. That was enough for the Indian State to come down heavily on the ‘Pakistani supporters’ – charging them under various criminal law provisions including causing public mischief, disturbing public peace, promoting enmity among groups, sedition, and terrorism. Students were suspended from colleges and teachers were dismissed from services. So much so that three Kashmiri medical students in Agra struggled to find legal representation in the court of law for their ‘anti-national’ act. Predictably, all the accused are Muslims.

NPA reduction claim by the Minister of Finance Myth & Reality.
The above data speaks that addition in NPA in last six & half years is 17.97 lac crores as against which reduction by all means is 6.71 lac crores while write off 9.30 lac crores. In NPA as also write off share of corporate is more than 70%. All measures for the recovery such as Debt Recovery Tribunal, SARFESI, Insolvency & Bankruptcy Act have not yielded the results. The burden of this is ultimately shifted to commen man in the form of rise in service charges, or in rate of interest on Deposits as also Advances which or otherwise could have been reduced in case of advances & increased in case of deposits. This is the reason why Government was required to infuse capital in ailing banks consiquent upon huge losses on account of huge NPAs, by providing for in the budget out of tax payers money.
Does it mean that there is no solution to this chronic problem? Certainly not ! Government should amend Banking Secrecy Act & should publish names of the defaulters, willful default should be treated as crime by amending Indian Penal Code, they should be disqualified from contesting elections for the public office by providing for in the code of conduct, recovery laws should be made stringent & personal guarantees of the borrower & guranters should be invoked. The sanctioning authorities should be made accountable & answerable & last but not least Government should come out with white paper on ihe issue of NPA & Write off in the banking system.
Devidas Tuljapurkar General Secretary MSBEF 9422209380
This email address is being protected from spambots. You need JavaScript enabled to view it.

Loan Write offs is the “Biggest Scandal of the Century” https://www.moneylife.in/article/loan-write-offs-is-the-biggest-scandal-of-the-century/46846.html Sucheta Dalal 09 May 2016 Prashant Bhushan has framed several important issues to be considered by the Supreme Court (WRIT PETITION CIVIL NO. 573 OF 2003) on the bad loan issue. These include:
€ Safeguards need to ensure that loans are not restructured without good reasons or restructured on fair terms;
€ Mechanism to ensure that banks obtain adequate security for loans to corporates;
€ Mechanism to ensure prompt action by banks to recover loans;
€ Audit instrument to prevent siphoning of assets of debtor companies through under/over invoicing or through sister entities;
€ Need to ensure that mortgaged assets are not sold off to Asset Reconstruction Companies (ARCs) at arbitrary prices and the further sale of those assets by ARCs;
€ Clear definition of ‘wilful defaulters’ and making them ineligible for further loans from PSBs, etc.

one crucial issue is missing from this list. It is the massive ‘technical write-offs’ by PSBs which were dubbed the “biggest scandal of the century” by Dr KC Chakrabarty (ex-deputy governor of RBI and ex-chairman of Bank of Baroda and Punjab National Bank), in response to a query by Indian Express on the bad loan issue.

This is especially important since some bankers have denied that these write-offs are a scam and insist that the “write-offs are done as a prudent measure and in accordance with the regulatory guidelines laid down and, therefore, cannot qualify as a scam.” But it is a fact that bankers like ‘technical write–offs’ because they remove bad loans from their books and also give them a tax advantage. In the past two decades, banks have written off several lakh crores of rupees as technical write-offs. The Indian Express reported that Rs1,14,000 crore has been written off in the past three years alone.

http://www.rtifoundationofindia.com/cic-respondent-banks-provide-names-its-wilful-defa#.Y3zNh31BzIU

https://dsscic.nic.in/files/upload_decision/7436_ASHOK_KUMAR_GOYAL.pdf

https://www.livelaw.in/pdf_upload/249162003310137972order08-sep-2022-434627.pdf